Investment Advisory and Wealth Management Planning - Knopinski and Fauver | Boulder, Denver and Boulder County, Colorado

Investment Advisory Services
Wealth Management
Financial Planning Update
Fee Schedule
Wealth Management Services Additional Premium
Financial Planning Update Additional Premium

Investment Advisory Services

We believe that our investment success is measured not by performance statistics but by our clients' success in achieving their goals. We use Modern Portfolio Theory to build a diversified portfolio using passive and active managers. We adjust your investments according to current and forecasted economic conditions.

Investment Advisory Services includes the following:

Develop and maintain an appropriate Investment Policy Statement for those assets under the limited discretionary authority of Knopinski & Fauver.
Establish appropriate accounts and coordinate related asset transfers.
Implement the Investment Policy with a customized portfolio.
Actively manage, in a tax- and cost-efficient manner, assets under the limited discretionary authority of Knopinski & Fauver. This will include manager and strategy selection.
Monitor investment managers and vehicles selected for implementation.
As necessary, rebalance portfolio, modify policy or strategy, and/or replace managers.
Provide detailed quarterly written reviews of the client investment portfolio(s) under our management.
Implement, as requested, cost- and tax-efficient liquidations for unanticipated cash flow needs.
Provide, as requested, preliminary tax information (e.g., realized and unrealized gains, taxable interest and dividends) for tax planning.
Maintain and update as necessary a Capital Needs Analysis for specific goals. Capital Needs Analysis is an analytical process that evaluates the likelihood of meeting stated goals, based on the client's assets, liabilities, and relevant economic assumptions, and is typically updated on an annual basis (more often if the client experiences a significant unanticipated life transition or a dramatic change in market conditions.)
Consult, as requested, make recommendations for, and implement planned cash flow strategies, including emergency reserve account(s).
For those clients wishing to do their own retirement scenario planning, provide secure web-based access to a client specific model.
Provide a secure web-based document vault for secure storage of important confidential documents and records (e.g., wills and trusts, tax records, investment policies, insurance records).

Wealth Management

In addition to the Investment Advisory Services listed above, Wealth Management includes the following:

Perform an annual Allocation Review of client's total investment assets.
Make recommendations, as requested, regarding investment options available in the client's company sponsored retirement plan(s) (e.g. 401(k) plan).
Consult, as requested, on investments the client holds, or is considering, that are not under our discretionary management. However, this does not include detailed investment or cash flow analysis of any specific investment opportunity not currently followed by our firm.

Financial Planning Update

Available to Clients who have completed a Personal Financial Plan

In addition to the services of an Investment Advisory Services Client, Knopinski & Fauver Financial Advisors will:

Perform an Insurance Needs Analysis, as appropriate and requested, for life, disability, and long term care protection; recommendations on types of policies, and appropriate coverage.
Review and recommendation, as requested, client's property and casualty coverage.
Review and recommendation, as requested, client's personal and investment mortgages, debt refinancing, and loan alternatives.
Consult, as requested, regarding the client's estate planning issues.
Consult, as requested, regarding strategies for philanthropic and multigenerational planning.
Consult, as requested, regarding insurance, tax, investment, estate, and retirement planning strategies with other professionals that serve our clients.

Fee Schedule

Annual Fee based on Assets under Limited Discretionary Management (Minimum $2,500)

First $ 500,000	1.00%
Next $ 500,000	0.85%
Next $ 1,500,000	0.70%
Above $2,500,000	0.50%

Wealth Management Services Additional Premium

Annual	$ 500 - $5,000

Financial Planning Update Additional Premium

Annual	$ 500 - $5,000